Digital Abhiyan

We are an organisation working towards connecting rural India to its urban counterpart.

Who We Are

The Management Team

Head Office

Amit Kumar Singh

Amit Kumar Singh

Chief Executive Officer

Amit leads a team determined to bridge the urban rural digital divide by making products and services more accessible to customers through 'state of the art' technology. Amit has almost two decades of diverse experience and extensive expertise in the areas of BFSI, Fintech, Digital, Technology and Retail businesses in the B2B and B2C segments. He has an established credibility of setting up new businesses and his inspiring leadership has been the key to business transformation. His focus towards customers in high growth and highly competitive environments has always yielded positive results.

Prior to Joining Sahaj, he was associated with FINO Payments Bank, Airtel Payments Bank, Reliance Jio (Jio Money) and IndiaLends in leadership positions. He has been instrumental in defining the overall business strategy and building high-performance teams aligned with larger organizational objectives.
He has graduated from NIT Trichy and completed his post graduation from IMT Ghaziabad.

Amit follows Neo Banking, Start Ups, Financial Inclusion, Digital Payments & Lending, Financial Services closely and tracks innovations in these areas to incubate new products.

Manoj Agarwal

Manoj Agarwal

Senior Vice President, Country Head Business

For over 23 years, Manoj is experienced in business development, distribution & channel management, profit center operations across diverse organizations; proficient in setting up low cost & economically viable operational & technology infrastructure. A proven strategist, planner & able business leader with strong experience in creating and implementing predictable revenue and sustainable business models.  

Proficient in business and product functions with key domain expertise across Banking, Financial Services, Fintech and digital marketing business.

He is having a Post Graduate Diploma in Digital Marketing Business from Emeritus Singapore and alumnae of Chicago Booth University of Chicago US.

Sanjib Mukherjee

Sanjib Mukherjee

Senior Vice President, Head - Human Resources & Admin

Sanjib is an HR professional with more than 27 years of work experience specializing in establishing productive business relationships and resolving critical human capital business issues. Offering an array of skills in accurate employee job performance assessment, recommending and implementing action plan strategies to meet HR needs. Proven ability to successfully multitask in a dynamic, fast-paced environment while meeting all deadlines. 

He has a Bachelor degree in Social welfare from Visva Bharati,Santiniketan and Post Graduate Diploma in Personnel Management, XISS, Ranchi.

His last assignment was with a Tata Group e-commerce company - MJunction service as Chief People Officer. Earlier he was associated with Indian Express, TCG Group, Paharpur Cooling Towers, Vedika Software, R S Software and Sky Tech Solutions Private Ltd. He is not new to Srei Group; he has worked earlier as Head-HR for SREI BNP Paribas from 2009 to 2011.

Profound sensitivity to multi cultures and excellence in designing and applying a comprehensive performance management, competency and compensation framework to support the business and achieve ambitious growth plans  

Joydeep Datta Gupta

Joydeep Datta Gupta

Company Secretary, Head - Legal

Joydeep is a Company Secretary and a Law Graduate with diverse experience of over 18 years. He has extensive knowledge in Corporate Law, Secretarial Compliances, Corporate Governance and Labour Law.

He is a Commerce graduate with a further Post Graduation in Personnel Management from NIPM, Kolkata. He also holds various professional certifications like the NCFM on Corporate Governance Module from NSE, Mumbai; Masters in Human Resource Management from Annamalai University; Diploma in Intellectual Property Law (IPL) from Asian Law School, Pune and LLB from Vidyasagar University.

Anshuman Gupta

Anshuman Gupta

Head- IT

Anshuman has over 15 years of experience in IT, Telecom and Financial Services domain. He has designed, developed and run systems for B2B Retail, Payments, Travel, Utilities, ERP solutions and multiple others. He has extensive knowledge in building systems and process for Security and Regulatory compliances.

Having a good knowledge of Business, he is able to translate a business objective using IT and has worked with various payment companies and service providers across India.    

Gopal Dalmia

Gopal Dalmia

Chief Financial Officer

Gopal is a Chartered Accountant by profession with diverse experience of more than 12 years. He has completed his Company Secretariat from ICSI, CFA (L-II) from CFA Institute United States. He has also pursued CFA, MS(Finance) from ICFAI University, Hyderabad, M.Com (F&T) & B.Com (Hons) from Calcutta University.

His last assignment was with India's largest Dry Cell manufacturer, Eveready Industries (I) Ltd. Prior to it, he was associated with MS Steel International, a giant in international trade & fabrication based out of Dubai, UAE. He has a played a major role in Rajshree Finsec, the debt syndicator to major Steel Segment Industries of Eastern India.

In past, his roles and responsibilities included business and financial planning & controls, direct and indirect taxation, profitability analysis, financial and management reporting, plant finance, fund and non-fund based credit management, LC documentation including internal audits, processes management and internal financial controls.

Sudarsan Guhasirkar

Sudarsan Guhasirkar

Head - Operations

Sudarsan is result oriented professional with experience of more than 12 years in Telecom and Banking industry. His experiences are in the genre of Collections, Recovery Operations, Process Management and Team Management.

He is proficient in ensuring effective execution or process operations, with regard to collections and credit management, implementing procedures and service standards for business excellence.

Before Sahaj, he has worked with Family Credit Ltd., Bharti Airtel Ltd., Centurion Bank Ltd., Escorts Finance Ltd., French Motor Car Co. Ltd. and Victory Micro Electronics Ltd.

State Office

Niraj Singh

Niraj Singh

National Head - Financial Services & Financial Inclusion

Niraj has rich experience of over 12 years in Sales & Marketing, Business Development, Store Roll-out, Distribution Management, Channel Management, Relationship Management and Project Management.

Organizations he has worked with -Tata Teleservices Ltd., Reliance Web Store Pvt. Ltd.
He has completed his MBA from M.G.K.V. University, Varanasi.

Vikassh Goswami

Vikassh Goswami

National Head - Network Expansion & Management

Vikassh has cross functional experience of over 18 years in Sales, Distribution and Strategic Management. His specializations include Rural Operations, strategy formulation, brand promotion, Business Development, Team Management, new market penetration, market research, and key account management, among others.

Prior to joining Sahaj, he was associated with Oxigen, FINO Payments Bank, Airtel Payments Bank, Novopay and Reliance Jio (Jio Money) in senior roles.

He is a BCOM graduate and has completed his MBA in Sales & marketing.


Sahaj Mitr pan India


Param Mitr ​pan India


Number of Partners




States / Union Territories reached